Fewer Americans under 65 receive health insurance coverage through an employer, a Robert Wood Johnson Foundation study released this week finds. According to the report, the percentage of Americans under 65 with health care coverage through an employer dropped from 69 percent in 1999-2000 to 61 percent in 2008-09. The report also found that while 56 percent of private sector employees offered health insurance coverage in 2008-09, only 42 percent of employers with less than 50 employees offered insurance.
Among the report's other findings:
- 60 percent of Americans with employer-based coverage obtain it via an employer that has at least 500 employees.
- For Americans with incomes below 200 percent of the poverty line, their rate of employer-based coverage fell from 38 percent to 30 percent.
- In 2008-09, the average employee contribution for family coverage was $3,020 per year; the average single contribution was $920.
- 57 percent of the decline in employer-based insurance occurred in the coverage of dependents.